Lavender deals with Small, Medium and Large corporate clients by
offering convenient and complete financial solutions to meet their
funding requirement. Our expertise lies in syndicating and structuring
complex proposals of our clients. With a large and diversified
portfolio, Lavender, over the years, has developed significant domain
expertise to provide innovative financing options needed to power ahead.
Having professionally managed Customer Relationship with several blue
chip companies we are eager to demonstrate our expertise and commitment.
Our highly experienced team deploys a unified collaborative approach
with our clients to meet their funding objectives through services that
include:
BILLS DISCOUNTING (BD) & FACTORING
Funding to suppliers of large corporates. Here, we arrange funds to meet
short term funding requirements of our clients
Salient features include
Facility to meet short-term funding requirement
Pre-set limits for large corporates
Speedy sanctions and disbursements
Competitive rates
CLEAN
BILLS DISCOUNTING
Vendor Bills Discounting
Discounting of bills accepted by large corporates drawn by their
suppliers. Suppliers could be public/private limited companies,
partnership / proprietary firms.
Channel Financing
Discounting of bills drawn by large corporates, on their customers /
distributors. Limits are based on recommendation of Corporates
supplying to customer / distributor on the basis of its previous track
record, years of association, business volumes and financials.
FACTORING - DOMESTIC & EXPORT
This is a much more comprehensive solution than Bills Discounting. We
provide this facility to corporate clients to meet their working
capital needs. We arrange finance of book debts as an ongoing
arrangement. Buyers should be corporate clients of repute.
SECURITISATION & STRUCTURED PRODUCTS
Funding against future receivables
Here, we offer securitization of receivables. Receivables can be of
Lease, Hire Purchase, Project Receivables, Property Rentals, etc. Our
presence in syndication activity gives us an edge in structuring
complete financial solutions for our clients.
Debt
Syndication
We arrange Short / Medium / Long term fund requirements. We are a
prominent player in debt syndication and arrange long and short term
funds for our clients.
SHORT TERM DEBT
Commercial Paper and Mibor-linked Paper - We arrange placement
of Commercial Paper (CP) and short-term Mibor-linked papers with Banks
/ Mutual Funds / Corporates at fixed as well as floating rates
Short Term Loans - We Structure and arrange Short Term Loans /
FCNR (B) from Banks for meeting working capital requirement
Trade Finance - We arrange trade finance for Corporates,
suppliers, distributors, customers from Banks and HNI investors
Buyer's / Supplier's Credit - We syndicate low cost borrowing
for imports and exports at Libor linked rates from overseas lenders
Working Capital Facilities (WC) - We arrange fund-based and non-fund
based limits from Banks for clients
LONG TERM DEBT
Project Finance / Term Loans for Expansion - We syndicate
Long-term loans from Financial Institutions and Banks for setting up
of new projects
External Commercial Borrowings (ECB) - We arrange Libor-linked
long-term loans from overseas lenders
CORPORATE ADVISORY SERVICES
Financial Restructuring: Advice and assist clients in financial
modeling for proposed ventures and restructuring of debt.
Debt Swaps: Arrange long-term funds at lower rates to repay
existing high-cost debts thereby attaining a substantial saving in
interest costs.
Private Placement of Equity: Private placement of equity from
Private Equity Funds, Venture Capital Funds, Mutual Funds, FIIs, HNIs
and investors.
DOCUMENTATION
Typical
documentation requirement would be on the following lines and will
change from case to case:
-
Company
Profile
-
Directors'
Profile
-
Product
Catalogues/Brochures
-
Memorandum of
Association & Articles of Association
-
Profit & Loss
Account for the last 3 years
-
Audited Balance Sheet for
the last 3 years
-
CMA (Credit
Monitoring Arrangement) data for the next 3 to 7 years
-
Collateral Security details
-
Bank Account Statement for the last
6 months
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